Terms and Conditions

What We Provide

Riverwoods Life Insurance offers information, quotes and application help for term life, whole life, universal life, final expense, mortgage protection and children's life insurance, plus term conversion and reviews of policies you already own.

What you read on this site is general. The insurance company issuing a policy decides coverage, eligibility and price based on your application.

Using This Website

You may use this site for lawful purposes and to learn about what we offer. Its content is educational and does not replace advice about your own circumstances.

Quotes and Estimates

Any quote given by phone is an estimate built on what you tell us, not a promise of coverage or price. Final premiums depend on the issuing company's underwriting.

No policy takes effect until an application is approved and any required first premium is paid.

Ownership of Content

Content on this site belongs to Riverwoods Life Insurance or is used with permission. It may not be copied for commercial use without our written consent.

Disclaimers

The site is offered as is. We try to keep it accurate and current but cannot promise it always will be. Benefits, terms and exclusions are defined by the policy contract the insurance company issues.

Limits on Liability

As far as the law allows, Riverwoods Life Insurance is not responsible for indirect or consequential damages arising from use of this site.

Outside Links

Links to other websites are provided for convenience. We are not responsible for what those sites contain or how they operate.

Governing Law

These terms are governed by the laws of the State of Illinois.

Revisions

We may change these terms by posting an updated version here and adjusting the date above.